Land Purchase Loan
The Government of India lays down several terms and conditions for procurement of land. Additionally, we find several attractive loan plans having been brought forward by many leading private and public sector banks for the purchase of land and also for erecting a structure upon it. We provide you the details of land purchase loans in India, such as the banks, their eligibility criteria, rates, calculators and various other aspects.
Loans for Land Purchase: CriteriaIn order to get your house loan sanctioned, you must satisfy the following criteria:
An individual aged 21 years or above having a regular source of income.
The maximum amount of Loan you can take from leading banks depends on a number of factors, such as the cost of house/flat, applicant's age, income, repayment capacity etc.
Margin for purchase or construction of new house/flat is 15 percent of the project cost for individual borrowers and it is 10 percent when both husband and wife seek the purchase loan, with the latter acting as a co-borrower.
The rate of interest whether for fixed-rate loans or for adjustable-rate ones are governed by the market conditions prevailing at the time of loan disbursement.
Documents required for approval (businessman/ self employed professional)
Application form along with a recent photograph
Proof for identity and residence
educational qualification
business profile with income statement of last three years
last three years income tax return
A cheque towards processing fee payment
Documents required for approval (Salaried Class)
Application form along with a recent photograph
Salary slip for the current month
Proof for identity and residence
Bank's statement for the last six months
Form 16
A cheque towards processing fee payment
Land Purchase Loan in IndiaSome of banks providing land purchase loans are: HDFC Bank, ICICI Bank, Bank of India (loans to purchase a plot), Standard Chartered, IDBI Bank, State Bank of India (Unique House Scheme), and Union Bank of India, UCO Bank, Bank of Baroda, Citibank and Development Credit Bank. HDFC Bank is one among the leading providers of finance for purchase of land in India. From HDFC, you can get as much as 85 % of the total cost of the land you are buying, with an option to pay the amount flexibly over a maximum period of 15 years. Another prominent bank helping you out in the purchase of land in India is State Bank of India, the largest in the country. There are a number of housing & land purchase loan schemes, such as the one known as Unique House Scheme, that you can find at SBI at attractive interest rates and flexible repayment terms. Find more on current land purchase loan rates and tools, such as land purchase loan calculators to estimate the equated monthly installments you need to pay in different pages of this site.
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- روابط التحميل والمشاهدة، الروابط المباشرة للتحميل من هنا
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شاهد هذا الفيديو القصير لطريقة التحميل البسيطة من هنا
كيف تحصل على مدونة جاهزة بآلاف المواضيع والمشاركات من هنا شاهد قناة منتدى مدونات بلوجر جاهزة بألاف المواضيع والمشاركات على اليوتيوب لمزيد من الشرح من هنا رابط مدونة منتدى مدونات بلوجر جاهزة بآلاف المواضيع والمشاركات في أي وقت حــــتى لو تم حذفها من هنا شاهد صفحة منتدى مدونات بلوجر جاهزة بألاف المواضيع والمشاركات على الفيس بوك لمزيد من الشرح من هنا تعرف على ترتيب مواضيع منتدى مدونات بلوجر جاهزة بآلاف المواضيع والمشاركات (حتى لا تختلط عليك الامور) من هنا
ملاحظة هامة: كل عمليات تنزيل، رفع، وتعديل المواضيع الجاهزة تتم بطريقة آلية، ونعتذر عن اي موضوع مخالف او مخل بالحياء مرفوع بالمدونات الجاهزة بآلاف المواضيع والمشاركات، ولكم ان تقوموا بحذف هذه المواضيع والمشاركات والطريقة بسيطة وسهلة. ــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــــسلامـ.
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